Who We Are

thinktum, founded in 2018, is an innovation enabler in the insurtech space. We are defined by a strong commitment to tech-steered transformations leadership and a responsibility to give back to the communities in which we serve.

Our current developments include various modular no-code technology solutions to support new business lines, from insurance application to policy issue. Our most popular no-code module is an AI-driven personalized-underwriting engine.

Our team possesses years of business experience and relevant expertise (underwriting, actuarial, product development, back-office administration, & distribution - advisory, direct to consumer, and hybrid). Creative minds paired with innovative technology led by a team of AI and Data Science experts create tech solutions that make sense for insurance industry leaders, users and applicants.



Innovation for humanity through tech for good.



Through future-forward research and partnerships, we dare leverage cutting edge technology to help people live better.



Lead, revolutionize, and drive exponential business transformation by streamlining, digitizing, reshaping and augmenting... above and beyond.

What We Offer

Our solutions are modular. Pick and choose between modules; or benefit of a whole much greater than the sum of its parts with all three!

thinktum Glass-Box Tools

liz life

liz life

How much greater than the sum of its parts? Firstly, creating a pre-assessment is possible via liz life. But that's not all! You also get:

  • Cost Savings Bundle

  • Optimal Data Efficiency

  • Faster Implementation


No-Code Platform for Various Avenues


liz data
Data Processing and Analytics Module

Consultation Services by Industry Experts

What's in it for you?

Find out what your business type can benefit from our offerings

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Investing in Like-Mindedness

We aim to accelerate the research and development of innovative technology solutions, through collaborative associations benefitting the sectors they serve for the greater good of humanity.

We are neither your typical venture capital firm nor an angel investor.

Startups we partner with scale quickly leveraging our in-house talent. And for the most aligned, we can offer small capital injections to get to MVP or product launch.

We partner with entrepreneurs and teams sharing our philosophy and values:

If you are focused on the next round of funding or a quick sale, you aren’t exactly the droids we’re looking for.



Amidst today's fluctuating IT environment, we strive to better equip businesses on two fronts:

Human proficiency: our proactive processes are paired up with nimble, T-shaped expertise